RECENT TRANSACTIONS
- SALESGroceries sale+KSh 4,500
- STOCKStock restock-KSh 1,200
- SALESDelivery fee+KSh 350
- OPEXPhone airtime-KSh 100
FINANCIAL INTELLIGENCE FOR GROWING BUSINESSES
Know your business.Know your numbers.
Understand your profit, follow your cash flow, and make smarter business decisions with financial intelligence built for growing businesses.
Free plan · No credit card · Pro KES 499/month, paid by M-Pesa
REVENUEKSh 84,200↑ 12%
EXPENSESKSh 35,960↓ 4%
PROFITKSh 48,240↑ 18%
AI: Profit margin improved 18% — expenses down in stock category.
Illustrative data only
01
Free to start
200 transactions a month, no card
02
An AI that explains
Plain-language insights from your own numbers
03
Web and Android
Any mobile browser, or the APK on Android 7.0+
04
Pay with M-Pesa
Pro is KES 499 a month
FINANCIAL ANALYTICS
03 · Data → decisions
decide.
Use financial insights to make more informed business decisions.
Get startedAI ASSISTANT
Why are my expenses higher this month?
✦ BiasharaIQ AIYour stock purchases increased by 34% in October. Supplier invoices in the Stock category account for the rise. Consider reviewing your restock schedule.
CAPABILITIESEverything you need to understand
Everything you need to understand
your business finances.
Profit Tracking
See revenue, expenses, and net profit in one place — updated with every transaction you record.
YOU GET:A clearer view of business profitability.
Transaction Management
Log income and expenses quickly, organize them into categories, and review your complete financial history.
YOU GET:Better visibility into where your money goes.
Financial Analytics
Understand trends across revenue, expenses, and profit. Compare periods and identify patterns in your business activity.
YOU GET:Financial trends you can understand and act on.
AI Assistance
Ask questions in plain language and get financial explanations grounded in your own transaction data, powered by Gemini AI.
YOU GET:Financial insights you can investigate and trust.
Predictions
Explore cash flow forecasts and runway estimates where the platform has sufficient transaction history to generate them.
YOU GET:Forward-looking context for business planning.
Financial Reports
Access monthly summaries and weekly trend reports to review business performance over time.
YOU GET:Summaries that make your financials readable.
WHO IT IS FORBuilt for the people running
Built for the people running
real businesses.
Shop Owners
Understand your sales, track your costs, and know whether your shop is actually making money.
Start freeGrowing Businesses
Monitor financial performance across a growing operation. Identify spending patterns and make decisions based on real numbers.
Explore the platformAccountants & Advisers
Help your clients organize and understand their financial information with a tool built for clarity, not complexity.
Learn moreCOMMON QUESTIONSHow BiasharaIQ
How BiasharaIQ
works.
What is BiasharaIQ?
BiasharaIQ is a financial intelligence platform for growing businesses. It lets you log transactions, understand your profit and cash flow, and get AI-powered explanations of your financial activity — all from a single, simple dashboard.
Is BiasharaIQ free to use?
Yes. BiasharaIQ has a free plan that lets you record up to 200 transactions per month and access a basic profit and expense dashboard. You can start without a credit card.
What does the Pro plan include?
The Pro plan (KES 499/month) includes unlimited transactions, the AI financial assistant, cash flow predictions, runway forecasting, smart expense insights, and priority support. Payments are processed via M-Pesa.
How does BiasharaIQ help me understand profit?
When you record your income and expenses, BiasharaIQ automatically calculates your net profit. You can see revenue, costs, and profit over time in the analytics section, and ask the AI assistant to explain what the numbers mean.
How is my financial data protected?
Your data is stored on secured servers with token-based authentication. BiasharaIQ does not share your business data with third parties. Your records belong to you.
Does BiasharaIQ support M-Pesa?
BiasharaIQ accepts M-Pesa payments for Pro plan subscriptions. Direct M-Pesa transaction import is not currently supported — you add transactions manually or via CSV import.
Can I access BiasharaIQ on my phone?
Yes. BiasharaIQ works on any modern mobile browser. An Android APK is also available for direct download from the /download page.
Who owns my business data?
You do. Your transactions and financial records belong to your business. BiasharaIQ does not claim ownership over your data.
GET STARTEDYOUR NUMBERS TELL A STORY.
YOUR NUMBERS TELL A STORY.
MAKE BETTER DECISIONS.
Get a clearer view of your business finances with BiasharaIQ — on web and on your phone.
No setup fee · No credit card required · Android 7.0+